Checking Accounts
Achieve your financial success with one of our personal Checking Accounts. Choose the one that fits your financial needs.
A FREE Account for Everyone!!!!!
- FREE NHCU Logo Checks (1st Box)
- No Minimum Balance
- No Monthly Service Charge
- Remote Deposit Capture
Earn Interest with the Convenience of Direct Deposit or Any Automatic Payment!
- Free NHCU Logo Checks (1st Box)
- Competitive Interest
- No Minimum Balance
- No Monthly Service Charge
A Perfect Account For Members 50 and Over!
- FREE NHCU Logo Checks (1 box per year)
- Competitive Interest
- No Minimum Balance
- No Monthly Service Charge
An Account for Those Interested in Higher Interest!
- FREE NHCU Logo Checks (1st Box per Year)
- Higher Interest Rate With a Balance of $1500.00 or More
- Competitive Interest If Balance Falls Below $1500.00
- Only $6 Monthly Charge if Minimum Balance Falls Below $1,500.00
FREE with our Checking Accounts
Each Checking Account Has:
- FREE Debit Card
- Direct Deposit
- Automatic Payments
- FREE Online Banking & Bill Pay
- FREE Mobile Banking with Mobile Deposit
- FREE eStatements
Call, Text, Email or Stop by one of our Cincinnati and surrounding area branches and to speak to a Member Service Representative and open one of our Personal Checking Accounts TODAY!

Debit Card Round Up
Earn Free Money by using your New Horizons Credit Union MasterCard Debit Card. When you make a purchase, it is rounded to the nearest dollar, the change is then transferred to your Debit Card Round Up Savings Account. You receive $10.00 for every $100.00 you save from New Horizons Credit Union. It is that simple. Use your Debit Card and SAVE!!!!
Call, Text, Email or Stop by one of our branches and to speak to a Member Service Representative and open the Debit Card Round Up Account today!


Direct Deposit
Choose Direct Deposit and your funds are automatically deposited in your checking account. It’s simple, fast, safe, secure and always on time! Simply complete a direct deposit form and turn it into your employer’s “Human Resources Department” to get started.
Alliance One Network of ATMs
Access your funds anytime, anywhere with your New Horizons MasterCard Debit Card. Enjoy 8 FREE ATM withdrawals per month.
To find an ATM location visit: AllianceOne.coop
